*Savings estimates are based on historical results of the debt amount at the time of enrollment and exclude program fees. Those that are able to make the monthly program payments generally experience a 50% reduction of their enrolled balance before fees. Individual results may vary based on ability to save sufficient funds, the creditors in your individual portfolio, and amount of debt enrolled. Statements made are examples of past performance and are not intended to be a guarantee that your debt balances will be lowered by a specific amount or percentage, that you will be debt free within a specific time period, or a guarantee of future settlement results. Debt America assists with unsecured debt only and any use of “debt free” only applies to accounts that are successfully enrolled and upon program completion. Debt America guarantees to not receive any fees until the terms of your debt have been altered with one or more of your creditors. While our programs work aggressively to reduce your debt balances, creditors are under no contractual obligation to negotiate or accept settlement offers. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice and we do not provide credit repair services. Please contact a tax professional to discuss tax consequences of debt settlement. By providing your contact information, you agree to receive return telephone calls, emails or other communications from Debt America and/or its affiliates and expressly waive any “No Call” preference or registration. Programs not available in all states. Read and understand all program materials prior to your enrollment.